Auto Repair Insurance Does Not Pay for Existing Problems A lot of people try to get auto repair insurance when they know that their vehicle is going to require costly repairs. While being unethical, it is also not going to work. Many companies require you to state your current vehicle's condition, as well as have a time period before any claims can be made. I Have No Say How Repairs Are Done That is not entirely true. When you take your car in for repairs, you can state what you want done or what types of parts you want to use. This will save you on any penalties that are included with expensive repairs. Everything Is Covered with Auto Repair Insurance A common myth is that your entire vehicle is covered with auto repair insurance. Like most warranties, the coverage is limited by the policy. If your policy covers the failing of any transmission, engine or drive train components, then you will not be covered for any brake problems. There are different types of coverage at different costs for limited or full coverage. Auto repair shop insurance depends on the jurisdiction.
auto insurance companies cheap
And you absolutely should shop around for car insurance.