What do I need to do?21st. com: . we value your business and you as a customer of 21st Century Insurance We . fax or regular mail. New Policy Cancellation. About one half of the states have enacted some type of no fault or auto insurance reform legislation. The laws surrounding no fault insurance vary widely, so you should check with your insurance commissioner’s office or an insurance agent for requirements in your state. If part of your coverage is based on no fault laws, it might be a good idea to find out if it covers you when you drive in other states. Sometimes called liability car insurance or auto liability insurance, liability coverage protects you from property damage or personal injury claims arising out of the ownership, maintenance, or use of an automobile. Unless specifically restricted by your policy, you will have auto liability coverage while driving any car, pickup, or van so long as you have the owner’s permission to use the vehicle. A person who is using your car, pickup, or van with your permission will also be covered.

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