It takes a little effort to weigh Insurance Companies against each other and get the best policy but as the cliche goes, the juice is worth the squeeze. A little research will ensure best possible car damage cover for minimum possible premiums. It is absolutely necessary to insure the car and buy the right policy. In the eventuality of an accident or theft, an all inclusive insurance policy proves to be more effective in minimizing loss then an inexpensive one with just a basic cover. source from he reason we compare car insurance quotes from multiple car insurance companies is to make sure we‘re getting the best rates possible. Of course nobody wants to pay more money than they have to, but in the other hand we also want to make sure that our car insurance company is going to respond quickly and fairly in case of an accident. So how does this make my advice relevant?Your article is about cutting insurance premium costs. If I avail of mass transportation yet I still have a car, then am I not still paying the same insurance costs incurred by those who bring their car with them to work and everywhere else, right?WRONG!Or should I say, NOT NECESSARILY!My insurer charges lower premiums if you don’t actually use your vehicle beyond a certain radius from your home regularly. Stated otherwise, if you regularly use your car only say, within a 2 to 3 mile radius from your home technically, from where it is regularly parked, you pay a lower rate as against another car whose owner uses it everyday to drive to work located 20 miles away from home. I’m sorry, but I have to strongly disagree. I would never go with less than a $500,000 personal auto liability limit. This is for two reasons.

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but they wont have much of a life left to live anyway.